Financial Information
  (Click item to view chart) Amount in INR crores
  Particulars
FY11  
   
1,031  
119  
10  
   
11  
71  
16  
12  
1,270  
   
348  
326  
170  
16  
513  
236  
1,097  
172  
61  
112  
16.10  
15.24  
246.23  
7.23  
FY10  
   
756  
101  
16  
   
19  
32  
27  
7  
958  
   
288  
216  
122  
13  
351  
52  
691  
267  
93  
174  
32.98  
27.47  
147.27  
6.45  
FY09  
   
450  
48  
8  
   
12  
18  
17  
1  
554  
   
194  
136  
75  
11  
222  
13  
429  
125  
45  
80  
17.83  
16.08  
136.70  
4.79  
FY08  
   
142  
17  
4  
   
-  
4  
2  
1  
170  
   
57  
47  
28  
5  
80  
4  
141  
29  
12  
17  
5.50  
5.38  
47.88  
4.43  
  Income from Operations
  Interest income on portfolio loans
  Income from assigned loans
  Membership fee
  Other Income
  Insurance commission
  Group insurance administration charges
  Income on investments
  Miscellaneous income
  Total revenue
   
  Financial expenses
  Personnel expenses
  Operating and other expenses
  Depreciation and ammortisation
  Total operating cost
  Provision and write-offs
  Total expenditure
  Profit before tax
  Tax expense
  Profit after tax
  EPS - Basic (INR)
  EPS - Diluted (INR)
  Book Value (INR)
  No.of shares outstanding (crores)

Note: 1. figures rounded where necessary
  2. figures are from restated financials as disclosed in RHP document
 
 
  (Click item to view chart) Amount in INR crores
  Particulars
FY11  
72  
-  
9  
1,699  
1,781  
2,236  
283  
2,519  
4,300  
   
22  
9  
4.0  
36  
2  
169  
   
55  
334  
389  
16  
3,479  
175  
3,654  
-  
4,300  
FY10  
65  
-  
4  
889  
958  
2,695  
402  
3,097  
4,055  
   
19  
5  
0.2  
9  
3  
193  
   
555  
226  
781  
62  
2,937  
38  
2,975  
8  
4,055  
FY09  
48  
9  
2  
605  
664  
2,137  
238  
2,375  
3,039  
   
12  
7  
-  
4  
2  
121  
   
1,268  
159  
1,427  
32  
1,417  
17  
1,434  
-  
3,039  
FY08  
44  
-  
0.3  
168  
212  
790  
87  
877  
1,089  
   
8  
7  
-  
1  
-  
14  
   
102  
159  
261  
5  
781  
12  
793  
-  
1,089  
  Equity share capital
  Preference share capital
  Stock options outstanding
  Reserves and surplus
  Capital and Reserves
  Loan funds
  Current liabilities and provisions
  Liabilities
  Total liabilities
   
  Fixed assets
  Intangible assets
  Investment
  Deferred tax assets (net)
  Sundry debtors
  Security deposit
   
  Short term deposit
  Current account balance and cash in hand
  Total cash and bank balances
  Other current assets
  Portfolio loans
  Other loans and advances
  Total loans and advances
  Miscellaneous expenditure
  Total assets

Note: 1. figures rounded where necessary
  2. figures are from restated financials as disclosed in RHP document
 
 
  (Click item to view chart)  
  Particulars
FY11  
   
27.04%  
24.50%  
7.41%  
10.93%  
5.03%  
1.30%  
24.67%  
2.38%  
   
   
55.66%  
   
   
2.42%  
1.28%  
 
   
1.3  
   
45.39%  
   
   
2.35%  
2.03%  
7.55%  
FY10  
   
28.30%  
25.31%  
8.51%  
10.36%  
1.53%  
2.74%  
23.14%  
5.16%  
   
   
52.36%  
   
   
0.33%  
0.16%  
 
   
2.8  
   
28.32%  
   
   
4.93%  
3.66%  
21.66%  
FY09  
   
31.59%  
28.43%  
11.09%  
12.67%  
0.77%  
2.53%  
27.05%  
4.54%  
   
   
61.77%  
   
   
0.34%  
0.18%  
 
   
3.2  
   
38.99%  
   
   
3.86%  
2.93%  
18.19%  
FY08  
   
25.63%  
23.94%  
8.51%  
12.12%  
0.63%  
1.86%  
23.13%  
2.50%  
   
   
70.80%  
   
   
0.20%  
0.16%  
 
   
3.7  
   
24.73%  
   
   
2.33%  
1.94%  
11.69%  
  Spread analysis ( as % of average gross loan portfolio)
  Gross yield
  Portfolio yield
  Financial cost
  Operating cost
  Provision and write-offs
  Taxes
  Total expenses
  Return on average gross loan portfolio
   
  Efficiency:
  Cost to income
   
  Asset quality:
  Gross NPA
  Net NPA
 
  Leverage:
  Debt : Equity
   
  Capital adequacy ratio
   
  Profitability:
  Return on average assets
  Return on average assets(including assigned portfolio)
  Return on average equity

Note: 1. figures rounded where necessary
  2. figures are from restated financials as disclosed in RHP document
 
 
↑ top