During 2000 – 2001, SKS completed a pioneering SmartCard Pilot Project that used SmartCards and Palm Pilots at the village level. The project won the CGAP Pro-Poor Innovation Award and the pilot phase of the project showed the potential to lower the cost of delivery, reduce the scope for error and fraud, and enhance the efficiency of the MIS.

 
 

 
As a result of the Smartcard project’s success, SKS is now working with VISA International to develop and deploy wireless POS devices and magnetic stripe cards at the village level. This will significantly reduce cost per transaction and open up a number of possibilities for product development, add-on services and expansion plans.
 
 

See below map