Vikram Akula
Founder and Chairperson

Previously a management consultant with McKinsey & Company, Vikram has over a decade of work and research experience in microfinance. He was a Fulbright Scholar in India, during which he coordinated an action-research project on providing micro-credit for food security. He was also researcher with the Worldwatch Institute, where he wrote articles focused on poverty and development. He has also worked as a community organizer with the Deccan Development Society in India.

He holds a B.A. from Tufts, an M.A. from Yale, and has a Ph.D. from the University of Chicago. His Ph.D. dissertation focused on the impact of microfinance. He has received several awards for his work with SKS, including the Echoing Green Public Service Entrepreneur Fellowship.
Suresh Gurumani
CEO, SKS Microfinance

Suresh Gurumani is a banking veteran with 22 years of valuable experience. He has a keen understanding of pan-India consumer market, emerging opportunities and profitability models.

At Barclays, he launched retail banking and in less than a year’s time Barclay’s retail banking achieved leadership position in personal and business loans, mobile banking for mass segment and NRI services. He was also instrumental in launching Barclays Finance, an NBFC with 120 branches across 40 cities to create alternate distribution channels.

Suresh has also been associated with Standard Chartered for 12 years. He was the General Manager, Consumer Finance and SME banking andlaunched SME Banking which delivered significant revenues of the consumer bank . He was also actively involved in the merger with Grindlays Bank. One of the major initiatives undertaken by Suresh at Standard Chartered was the launch of Business Installment Loans which currently accounts for significant revenue share of SME business. Suresh also set up the Consumer Finance business at Standard Chartered. The key challenge in this role was to establish the market opportunity and identify the right business model, technology, Risk and operational model for the business. He was also part of the India Consumer Banking team which was involved in the strategy development for the Bank and identifying opportunities in the market place.

M R Rao

M.R.’s expertise lies in managing operations in a large business environment, formulating business strategies and identifying new markets. M.R. Rao heads operations at SKS Microfinance where he oversees microfinance operations. An alumni of BITS Pilani, he has over 20 years of experience in Profit Centre Management, setting up distribution in Insurance, Retail Banking and Consumer Finance. Prior to SKS he was associated with ING Vysya Life Insurance, American Express, Esanda Finanz & Leasing Ltd., Instyle Consumer Leasing, and DCL Finance Ltd.

Dilli Raj
Chief Financial Officer

Mr. Raj has joined SKS Microfinance as Chief Financial Officer. He has 17 years of experience in - treasury (fund raising), leasing, corporate credit, taxation, business process reengineering & corporate governance. He is an acknowledged leader in corporate tax planning. He consummated joint venture deals with global giants.

Prior to this assignment Mr. Dilli Raj was the Chief Financial Officer and Senior Vice President of First Leasing Company of India Limited. Mr. Raj has also served as the CEO of a subsidiary.

He has done his Master’s in Business Administration from Pondicherry University.

Kanchan Pandhre
VP Finance

Kanchan is a Chartered Accountant joins SKS from TransCibernet, she has over 8 years of experience which includes 6 years of Microfinance experience with companies like V Nagarajan and Co., Basix and SKS
Manjusha Raulkar
VP HR & Training

Manjusha Raulkar comes with over 15 years of experience in Human Recourse and Training. She has been associated with esteemed organizations like GECIS, Convergys, EXL Services, and KPIT Cummins

Mamta Bharadwaj
VP Communications

Mamta drives communications across SKS by actively supporting the member services and the corporate office requirements in a sustained manner. Her career, spanning two decades, includes significant stints in journalism and Public Relations. Prior to SKS, Mamta was heading the South operations of Rediffusion DYR Public Relations. She has been earlier associated with the Indian Express, United Television, Eenadu and Mudra Communications.

K.V. Rao
VP Member Services

K.V.Rao is a qualified Management Graduate with over 20 years experience in operations at companies including FedEx, Esanda ( ANZ Grindlays), Lloyds Finance, Standard Chartered and Sundaram Home Finance (TVS Sundaram group), where he headed the fields of Logistics, Deposits, Pharmaceutical products, Retail Banking Products and Housing Loans.


Paul Breloff
VP Business Development

Paul has spent several years as a management consultant and advertising account executive, and has practiced corporate and real estate law for two years. He has served on the leadership team of a startup community development bank and has provided legal advisory services to a range of microfinance organizations. Paul holds a BA from Amherst College and a JD from Yale Law School.