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Compulsory Savings

Members of a group are required to save Rs. 5 per week ($.12) in a group savings fund. This is compulsory and the has to be paid as long as the member wishes to be part of SKS. 


Voluntary Savings


Since the income generating and seasonal loans yield profits, we encourage members to save in individual, non-interest bearing savings accounts, from which they can withdraw funds as needed. The main idea behind individual savings is to provide a channel for villagers to keep their resources secure until required. Individual savings accounts are primarily used to meet future repayment of loans, thereby instilling a sense of discipline among SKS members.

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